Schemes & Incentives

Whether you’re buying a home for the first, second or fifth time - reserve and exchange contracts by an agreed date and a range of special schemes and discounts are available to help you make the move happen.

Part Exchange

How does it work?

  1. You choose your new Beal Home
  2. We arrange an independent valuation of your current home
  3. We make you an offer*
  4. As you accept the offer, we reserve your plot for you at a fixed price and begin the process of buying your old home from you
  5. Once your new Beal home is finished, you move in

*Please note that we offer the Part Exchange scheme subject to availability and eligibility. Offers are made subject to contract and may be subject to retentions should the survey report highlight any defects that need attention. It is not possible to offer the Part Exchange scheme in conjunction with any other Beal Homes offer, scheme, reservation incentive or discount.

Smooth Move

Are you struggling to sell your home? Smooth Move is a quicker way to sell your house at market value, while saving money on estate agent fees, advertising and marketing costs.

How does it work?

  1. You choose your new Beal home
  2. We arrange an independent valuation of your current home
  3. A For Sale sign goes up outside your home
  4. We arrange viewings for you
  5. We negotiate with potential purchasers for you to help you get the best offer
  6. When you accept an offer, your new home is reserved
  7. With your old home sold, you can make preparations to move into your new Beal home*

*Please note that we offer the Smooth Move scheme subject to availability and eligibility. We aim wherever possible to help our customer to sell their property through this scheme. The actual move-in date may be subject to the build completion date of your new Beal home.

The Smooth Move scheme cannot be offered in conjunction with any other Beal Homes offer, scheme, reservation incentive or discount.

The Smooth Move scheme worked well for us. We feel that we achieved a good price for our Kingston upon Thames home and our new home here in Nafferton is larger.

Sue and Leon Beaumont The Nunings
HelptoBuySlug-BIG

Whether you’re a first time buyer or looking for more space, the Government’s Help to Buy scheme makes it possible to buy a new Beal Home with just a 5% deposit.

The Help to Buy Equity Scheme explained…

  • Available to all new homebuyers, not just first-time buyers*
  • You’ll need a minimum of 5% deposit to qualify
  • The government will lend you up to 20% of the value of your property through an equity loan which can be repaid at any time or on the sale of your home
  • In England, this equity loan is interest free for the first five years
  • So you will only need to secure up to a 75% mortgage from a bank or building society
  • Maximum house purchase of £600,000*

*Help to Buy Equity Scheme terms and conditions apply - ask for details. Help to Buy is offered subject to qualification and cannot be used in conjunction with any other Beal Homes offer or purchase incentive. Your home may be repossessed if you do not keep up repayments on your mortgage. Ask for details.

Make your dream move with Beal Homes and Help to Buy

The Help to Buy Mortgage Guarantee Scheme explained…

  •  A mortgage supported by the Help to Buy Mortgage guarantee scheme works in exactly the same way as any other mortgage except that under the scheme the Government offers lenders the option to purchase a guarantee on mortgage loans
  • Because of this support lenders taking part are able to offer home buyers more high-loan-to-value mortgages (80-95%)
  • You will still be fully responsible for your mortgage repayments, so if you have a 5% deposit, you will need to take out and pay back a 95% mortgage
  • Maximum house purchase of £600,000*

*Help to Buy Mortgage Guarantee Scheme terms and conditions apply - ask for details. Help to Buy is offered subject to qualification and cannot be used in conjunction with any other Beal Homes offer or purchase incentive. Your home may be repossessed if you do not keep up repayments on your mortgage. Ask for details.

Funding your home

We know searching for the best mortgage or the lowest interest rate can seem daunting for most house buyers. That’s why we offer help, advice and support to you every step of the way.

Loyalty discount on your next Beal home

Have you owned a Beal home before? You may be entitled to our generous Second Purchase Loyalty Discount. For every £25,000 (or part thereof) of the purchase price, we’ll give you a £500 discount.

Free Mortgage advice


We can put you in touch with an independent expert who can help secure your mortgage for you and offer support throughout the whole process. We’ll arrange an initial phone appointment or a home visit – whichever is easier for you. Their impartial advice is available on a no-fee basis, so you can have all your questions answered free of charge.
We recommend mortgagehall.co.uk

Are you a teacher, member of the NHS or emergency services, or part of the armed forces? Then you can enjoy a 5% discount* on your new Beal home.

5% Specialist Discount

In recognition of the invaluable work you do, we offer our special 5% discount to:

  • Fire service
  • Police force
  • Ambulance & paramedic personnel
  • NHS nursing staff
  • School teaching staff

Armed forces personnel

  • Royal Air Force
  • British Army
  • Royal Navy

Please note: you can use this discount in conjunction with any Forces Personnel Deposit Assistance, which you may be entitled to from HM Government.

*The Specialist Discount scheme cannot be offered in conjunction with any other Beal Homes offer, scheme, reservation incentive or discount.

As a teacher at the start of my career, Beal’s key worker discount scheme was a very welcome bonus. Originally I was looking at two bedroom homes, but I’ve been able to buy a Glaisdale (three bedroom) and I am really enjoying the space.

Tom McKee